Board of Directors

Ramalingam Murugan

Senior Banking Industry professional with over 39 years of progressive experience in trade finance, supply chain finance, trade compliance, IT projects related to trade, SCF and compliance, Robotic Automation Process (RPA) & Block chain initiatives

Served in the WORLD’S leading Banks in India and Sultanate of Oman

Chief Executive Officer
TXN Alliance Consultants, UAE

Chief  Business Officer And Trainer
A Fena Global projects LLC, Oman

Ex Group Head / Group Head-Global Trade Finance / Trade / FI operations / Sales / Product Development/Training
Bank Muscat

Ex Trade Services / Head-Trade Services / Trade / FI / operations / Training
National Bank of Oman

Deputy General Manager

Trade Finance Trade Sales /  Operations / Training /

Product Development

IT Projects

  • Trade Module in Finacle in DCB
  • TI plus Module in NBO
  • TI upgrade to TI PLUS in BM
  • Safe Watch
  • SCF products in Intellect in Bank Muscat
  • Management consultant for Sohar Bank transaction banking software implementation for Trade and Supply Chain Finance
  • Bank  Nizwa Digital Transaction banking software implementation (on going).


  • Trade Finance products
  • Supply Chain products/Compliance
  • Trade system –Finacle/TI plus /Intellect
  • 50 Corporate trade seminars in Oman


  • Develop Supply Chain products in Bank Muscat
  • Develop Export Credit /Avalization / Forfeiting
  • BM/Process re-engineering/Trade Finance
  • Member in Bank  Muscat  block  chain  innovation group    and    attended    block    chain   functional training

Sharad Mudgal

An Expert in Banking and Finance Solutions with a firm grasp on technology aspects and upcoming developments. Major skills set include Dynamic Solutioning, Business Acumen, Quick Decision Making and responsible Leadership.

Director – Consulting Practice and Business Development
TXN Alliance Consultants, UAE

Ex Solution Architect : APAC 
Intellect Design Arena

PGDM – IIM – Calcutta

Projects & Experience

  • Business – Corporate Payments, & HUB Solutions, Corporate collections and receivables management, Corporate cash flow and liquidity management, Supply Chain Finance & working capital finance, Virtual accounts and Vostro solutions, Originations, Bill Payments – Bank Aggregator, FX, Customer on boarding, Fees & Charges, Document management, Notification and Campaigns , UI/ app designing, Multi country solutions.
  • Regulations and Standards: SWIFT / ISO standards and regulations related to Transaction Banking.
  • Software Delivery: Waterfall /Agile/Mixed methodologies, Requirement gathering, Project Plans, Go-Live strategy, Test Strategy and Plans, SIT/UAT support, Post-Production support etc.


  • Head of Solution Pre-Sales – Transaction Banking
  • Implementation Consultant – Bank of Nizwa, Oman
  • Product Consultant – Lending Solution, Bluescope Technologies
  • TB project implementation experience in Bank of India and many other projects.
  • Cash Management SME for a green field Transaction Banking Implementation in a newly formed bank.
  • Chairman’s Mega deal award for winning SCF & trade in top 3 banks in Singapore.